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Typical App Development Prices by Agencies in Singapore

Mobile devices command more and more of our attention these days and Singapore is experiencing 90% smartphone penetration, the highest of any global market. Mobile devices are here to stay, and everyone is jumping on the bandwagon and that is leading to a common question – “How much does it cost to develop a mobile application?” In Singapore, most people use mobile app development companies to develop their apps and this will give you an overview of the typical price any app company Singapore charges by app type:

1. Simple/Information Only Apps
These are the cheapest type of app and the cost averages out at between S$10,000 and $30,000 (approximately $7500 to $22,600 USD). For an app that needs to fetch and update user data, the cost will increase to between S$15,000 and $40,000 (approximately $11,300 to 30,000 USD).

2. Service/Shopping Apps
A basic shopping app with e-commerce features will cost somewhere between S$15,000 and S$50,000 (approximately $11,300 to $37,700 USD) but if you want more than that, expect to pay a bit more between S$20,000 and $65,000 (approximately $15,000 and $49,000 USD)

3. Marketplace/Unique Apps
These are applications that contain functions and features that work for at least two groups. The fact that they need unique features pushes the price up. One example of an app of this type is Uber – an app that combines tracking, location, and analysis in one place. An app of this kind could cost anywhere between S$20,000 and S$90,000 (approximately $15,000 and $67,900 USD)

4. Multiple User Apps
Mostly social media apps or any app that has multiple users, these are not cheap apps to develop because they require interaction features. Expect to pay between S$40,000 and S$100,000 (approximately $30,000 and $75,400 USD)

5. Game Apps
These are one of the hardest types of app to develop and the price reflects that. If you want a basic 2D game, expect to pay between S$80,000 and S$150,000 (approximately $60,000 to $75,400 USD) while a 3D game could cost anywhere between S$150,000 and S$500,000 (approximately $113,000 and $377,000 USD). The reason for the high price is that these apps require artists, animators, programmers, and designers.

6. User Productivity Apps
These are specific apps and are used by different companies; they have specific purposes and the work that goes into them could cost you anywhere between S$15,000 and S$30,000 (Approximately $11,300 and $22,600 USD)

7. Business Process Apps
These are not easy to develop as they are business-specific and require features that fit the business they are being built for. Typical app costs vary depending on the type of app, for example:
● Logistics, HR and CR apps – S$20,000 to S$50,000 (approximately $15,000 to $37,700 USD)
● Manpower Management – S$20,000 to S$60,000 (approximately $15,000 to $45,000 USD)
● Customized app or advanced functions – S$100,000 or more (approximately $75,400 USD)

Singapore offers some of the lowest app development costs in the world and that is why many “outside” companies choose to use their agencies to develop their mobile apps. – Ambient,, Web & App Development Agency Singapore & Malaysia is one such company you can definitely trust.

Why SEO is the Most Cost Effective Marketing Strategy for your eCommerce Website in Singapore

One of the main reasons why you need ecommerce SEO for your site is practicality. When it comes to growing your site’s bottom line, nothing else is as cost-effective, i.e., cheapest, as search engine optimization (SEO). As with any other type of business, it’s crucial that you apply the Pareto Principle, which states that about 80% of your results come from 20% of your resources or efforts. Applying the Pareto Principle in your business means you focus more on those things that make the most significant impact on your business and less on those that make the least. When you do this, you’ll be able to properly analyze your business’s situation, competition, and market, which can allow you to implement a customized strategy for maximizing your efforts and resources.

SEO may be considered a free way of driving traffic to your website, unless you pay others to do it for you. And even if you did, it will still come out as more cost effective compared to paying for traffic to your website via online ads, which may cost several dollars just for a single click. It can even get more expensive if you choose to run online advertisements using banner ads, which aren’t as effective now as it was before.

If you’re able to get your ecommerce SEO right, you become less dependent on or totally independent from online advertising. SEO can become a lifesaver when you’re under a strict or limited budget.

Compared to paid online traffic, those coming from organic search engine results may be considered free, as it doesn’t cost you anything when people click on your link, see your links, or eventually become paying customers. If only for this reason, SEO is the most popular and preferred means by which to drive traffic to websites. It’s possible to drive much traffic to your ecommerce site without having to pay for it directly. As mentioned earlier, the only cost you may incur here is if you decide to hire a SEO Agency in Singapore to do it for you.

The most successful ecommerce businesses became so because they have put a premium on SEO as a means by which to optimize their websites’ search engine rankings. I’ve seen many small local ecommerce brands rule specific niches, even when faced with stiff competition from much bigger multinational competitors! What’s even more remarkable is how they were able to do it with a relatively small amount of resources and budget. Some of them were able to do it by simply following SEO best practices or engaging specialist that follow these best practices when providing SEO Services in Singapore.

Such companies had a unique mentality that allowed them to approach, prepare for, and plan their online marketing campaigns successfully by integrating effective SEO. Many of them also tied it together with other online marketing tactics such as social media and content marketing services, under the guidance of a professional Singapore SEO Company.

Incorporating SEO into your general marketing strategy can give you 2 benefits: it makes your activities much more effective and it makes your ecommerce website much more visible in search engine results. Ultimately, these will allow you to save both money and time when it comes to promoting your ecommerce website as well as bringing down your cost for every sales conversion. You’ll be able to produce more revenues for less cost.

Scrap Your Car to Save and Earn Money

If you own a vehicle here in Singapore, it is most likely that you are familiar with the scrap car process. The scrap car process involves dismantling an old vehicle for recycling and selling its working parts for profit. When it comes to scrap car Singapore motorists can only go to yards that have accreditation from the LTA. The best time to send your vehicle to the scrapping yard is when its COE expires.

If your vehicle’s COE is expiring, scrapping it is one of the options that you should consider. Yes, you can get rid of your vehicle in other ways. However, scrapping is the best way to get rid of it. That’s because scrapping is the most financial-friendly way of getting rid of your vehicle. Prior to scrapping your vehicle, you need to deregister it. Here is an article on how to deregister car in Singapore.

Bring my vehicle to the scrap car yard? But I want to keep my vehicle!

There are a lot of reasons why a person wants to maintain a decade-old ride. The reason could be sentimental. You may want to keep your vehicle because it’s the first one you bought as a married couple. Or it can be all about comfort. You’re comfortable driving this vehicle, so why should you change it?

No matter what your reason is, scrapping your vehicle is better than them because it will help save you money. Holding onto an old vehicle for whatever reason will definitely lead you to spend more. You’ll have to renew the COE, which in itself costs thousands of dollars. Then, you have to maintain your vehicle for another decade. Maintenance fees for older vehicles are more expensive than for newer ones. By scrapping your car and buying a new one, you get to save yourself from renewal and old car maintenance costs.

Can I sell my junk vehicle instead?

Selling your car is another option. However, it would be difficult to find buyers for a decade-old car. And even if you get to sell your car, then you need to fix the necessary paperwork, which is a bit tedious. There are many other things that you should be focusing on instead.

How will I earn from scrapping my car?

You can earn from the scrap car process by selling the working parts of your vehicle. When you bring your vehicle to the scrap yard, the workers will remove the working parts that you can sell. Alternators, batteries, catalytic converters, starter motors, and GPS systems are just some of the most common spare parts you can sell. If your car’s engine or transmission systems are good enough, you can also ask the scrap yard staff to take it out for you. The bigger and well-maintained the parts, the more valuable they are.

Bringing your vehicle to a scrap yard can help you save money, and earn so you can invest in other important things. Hence, it is a very worthwhile thing to consider.

Smart Guide to Choosing Your Health Insurance Plan

More and more Americans are choosing individual insurance plans, where they have to buy one themselves. There has been a sharp rise in a number of those who don’t want to get their insurance from their employers. This is a good thing, as it allows people to be in charge and choose a plan that really fits them.

Plans can be really similar, and in fact, there is a trend in making them closer and closer to each other, but still, some differences remain. You need to keep in mind some things in order to choose the best plan for yourself.

Working Tips to Pick Your Health Insurance Plan

  • Check out if you qualify for a Premium tax credit.
    There are a couple of terms you have to follow under to qualify for it. You can’t get your health care from one of those governmental plans or get a coverage through your employer. You also have to earn less than a specific earning limit. For a single individual that would be about $47,000.
  • Check out if that insurance company works with your favorite centers.
    If you have a rare condition or you have to specific doctor that you really want to continue visiting, you have to make sure your new company works with that medical center. If it’s not within their network, you might be denied care there.
  • Compare different types of plans.
    There are some plans that only give you urgent care and a few other services. Some need you to stay within the network to get care, some just tell you out-of-network care would only cost you more, but you won’t be denied it. Some get you a primary doctor that will coordinate everything for you, some don’t. There are many things you have to learn about a company before you agree.
  • You can’t really run away from paying.
    Even if you find a plan or a company that would allow you to pay less on your premium (that is that monthly amount you’re paying no matter if you’re sick or not), in most cases that would cost you a higher out-of-pocket. Usually, there is a maximum amount you’ll pay a year, so you won’t pay more than that, but that number is not a small one.
  • Sometimes it’s better to pay more in premium.
    This is especially true for some people who know that their health is endangered. That is, if you’re frequently going to the emergency rooms, need some expensive medications or professionals or you’re planning to get pregnant. People with diabetes or other chronic conditions would also benefit from this type of plan.
  • But you also might want to stick with higher out-of-pockets.
    That is if you’re generally healthy. Every person might get rashes or flu from time to time, but if you’re not up for paying more and are generally in good health, you can pay more out-of-pocket.
  • Check which drugs your future company covers.

If you don’t need anything specific, it would be a good idea to just take a look if they will pay for your basic stuff. If you need something specific and that’s not a subject of discussion, you should request some information on how do they cover that particular drug.

You have to remember that your health is always worth paying for. When you’re getting an insurance, many things will matter and will be taken into consideration. A company will even check your health, race, gender and some other bad habits factors that might cause your insurance prices rise. For example, if you’re a smoker, you will pay more on your insurance.

That jump in prices isn’t just a fault of insurance companies. You have to remember that prices on drugs have skyrocketed too, there are fewer plans and providers on the market, and the levels of sick or obese people are on the rise. Of course, there is still some room for lack of transparency with some of those companies.

7 Financial Tips That Will Challenge You, but Are Effective

Many people struggle with their money, unable to find a right way to spend it. They tend to spend too much, have plenty of debts and borrow loans constantly. There are ways to end that financial misery. Those might seem a little bit harsh, but they give you a 100% guarantee of a successful result.

Advice on Managing Your Personal Finances

  1. Go All-Cash.
    This is a financial diet of some sort. Here you won’t spend anything that is on your credit card, you’re only allowed to pay in cash. This is proven to reduce immature and unnecessary spending with most of the people.
  2. Keep track of your transactions.
    You should either start a journal where you will put every single cent you spend or you could use an app on your phone. The latter one can be done really fast and easy. Make it a habit of yours, try reviewing your transactions each day when you have a chance. That will teach you more about yourself.
  3. 20% goes for primary needs.
    This is a golden rule. No matter how much you earn, 20% of that should go on those things that you really need to pay off. That would mean loans, debts, etc. The rest of this rule tells you to spend 30% of your leisure time and everything that doesn’t qualify as a basic Second 50% goes on food, drink, insurance, etc.
  4. Build your emergency cushion.
    You have to have savings for a rainy day. This is why you should try to save up something with every salary you’re getting. This will allow you never get into debt again.
  5. Understand your taxes.
    A responsible person is interested in how much a government takes from them. You have to know how much you’re paying, where your taxes go and what really gets done due to them. Try to raise that awareness among other people too.
  6. Save for retirement now.
    Now means now. The earlier you start, the easier it would be later. Also, this way you will save more and will ensure that you’re not broke in the end.
  7. Use different banks.
    This is a pro tip for those people who tend to overspend. If your savings account is in the same bank as your regular account is, you will most likely be spending more and transferring money to your regular account.

Some of those tips might cause you some trouble and will make you quit doing things that harm your financial state. You will notice that you’re getting better in building a balanced, healthy budget day by day.